Settla / accounts receivable, automated
Get paid weeks earlier.
Settla reconciles your invoices, chases what's overdue, and tells you exactly what your cash will look like 13 weeks from now. It runs on its own.
| Invoice | Customer | Due | Amount | Status |
|---|---|---|---|---|
| INV-24081 | Northfield Freight | 2026-09-02 | €12,480.00 | MATCHED |
| INV-24082 | Kessler Metallbau | 2026-09-05 | €8,915.50 | OVERDUE |
| INV-24085 | Atelier Morel | 2026-09-09 | €3,200.00 | PARTIAL |
| INV-24087 | Van Dijk Logistiek | 2026-09-12 | €21,040.00 | OVERDUE |
| INV-24090 | Brightline Studio | 2026-09-18 | €4,650.00 | MATCHED |
| INV-24093 | Hale & Pryce Supply | 2026-09-21 | €17,322.80 | OVERDUE |
| INV-24096 | Lumen Staffing | 2026-10-04 | €9,780.00 | OPEN |
| INV-24099 | Delacroix Industrie | 2026-10-11 | €14,105.25 | OPEN |
Network totals
- Average DSO reduction
- 0 days
- Invoices processed
- $0.0B
- Payments matched automatically
- 0%
Cash is stuck in spreadsheets and inboxes.
Finance teams reconcile by hand, chase by email and forecast from memory. The cost shows up as days of sales outstanding.
- B2B invoices in the US and Europe paid late
- 0%
- Hours per week spent chasing payments
- 0 h
- Average cost to process 100 invoices
- $0
Every payment resolved to its invoice.
Settla matches incoming payments, including partials, bundles and transfers with odd or missing references. Anything uncertain is queued for a one-click decision.
Four steps. The last three run on their own.
- 01
Connect
Link QuickBooks, Xero, NetSuite, Sage, DATEV and your bank.
~ 10 min - 02
Reconcile
Matches incoming payments, including partials and odd references.
91% auto - 03
Collect
Automatic reminder sequences in the customer's language and tone, escalating politely.
12 languages - 04
Forecast
13-week cash flow view with confidence band and what-if scenarios.
13 weeks
One ledger for the entire receivables cycle.
Automated reconciliation
Including partial and bundled payments.
AI collection sequences
In 12 languages, tone-matched per customer.
Late-payment risk scoring
A live risk score for every customer.
13-week cash forecasting
With scenarios and a confidence band.
Customer payment portal
Card, ACH and SEPA in one link.
Disputes and approvals
With a full audit trail.
Your cash position, 13 weeks out.
Built from each customer's real payment behaviour, with a confidence band and what-if scenarios.
Ready for e-invoicing mandates across Europe.
Settla issues compliant structured invoices in Factur-X, ZUGFeRD, XRechnung and UBL, and delivers them over the Peppol network as each country's requirements take effect.
| Country | Format | Status |
|---|---|---|
| France | Factur-X · UBL | Supported |
| Germany | ZUGFeRD · XRechnung | Supported |
| Belgium | Peppol BIS · UBL | Supported |
| Poland | KSeF structured invoice | Supported |
| Netherlands | Peppol · UBL | Supported |
| Italy | FatturaPA · SDI | Supported |
Measured in days, dollars and hours.
Outcomes · illustrative customers
- DSO in one quarter
- 0 → 61 days
- Overdue recovered in 5 months
- $0K
- Hours back per week
- 0 h
By industry
| AgenciesRetainers and milestone invoices chased without awkward emails. | −19 days DSO |
|---|---|
| Wholesale & distributionHigh-volume remittances matched across bundled payments. | 94% auto-matched |
| LogisticsFreight invoices reconciled against partial and short payments. | −23 days DSO |
| StaffingWeekly timesheet billing collected on a predictable rhythm. | 11 h/week saved |
| ManufacturingLong payment terms forecast with customer-level risk. | ±4% forecast error |
| Professional servicesDisputes and approvals handled with a clean audit trail. | −31% overdue |
What faster collection is worth to you.
- Cash freed up
- $394,521
- Hours saved per month
- 44 h
- Estimated annual value
- $51,376
Estimate only. Assumes an 18-day DSO reduction (floor of 18 days), 7% cost of capital and $45 per finance hour. Your results will depend on your customers and terms.
Built to be trusted with the ledger.
- SOC 2 Type II
- Audited
- GDPR
- Compliant
- EU data residency
- Optional
- Bank connections
- Read-only, via regulated providers
- Single sign-on
- SAML / OIDC
- Encryption
- At rest and in transit
- Role-based permissions
- With audit log
Priced against the cash it returns.
| Plan | Essential$249/mo | Growth · recommended$649/mo | EnterpriseCustomAnnual contract |
|---|---|---|---|
| Invoices per month | 300 | 1,500 | Custom |
| Automated reconciliation | ● | ● | ● |
| Reminder sequences | ● | ● | ● |
| Seats | 2 | Unlimited | Unlimited |
| Late-payment risk scoring | — | ● | ● |
| 13-week cash flow forecasting | — | ● | ● |
| Customer payment portal | — | ● | ● |
| Multi-entity and multi-currency | — | — | ● |
| ERP integrations | — | — | ● |
| Dedicated onboarding and SLA | — | — | ● |
14-day free trial. Setup in under an hour. Cancel anytime.
QuickBooks, Xero, NetSuite, Sage, DATEV, Exact and Odoo out of the box, plus a REST API for anything else. Connecting one takes a few minutes and no engineering work.
Your invoices are already overdue.
Tell us how you bill today and we will show you what Settla would have collected over your last quarter.